What is
Buy-Sell Agreement Insurance
Buy-Sell Insurance ensures that if a business partner dies or becomes permanently disabled, the remaining partners have the money needed to buy out their ownership share without relying on loans, personal savings, or triggering disputes.
It transforms your buy-sell or shareholder agreement from words on paper into a fully funded, enforceable plan, by using life and/or disability insurance as the source of capital.
This protects the business, maintains ownership control, and prevents external parties (like family members or inactive heirs) from entering the business unexpectedly.
What it Covers?
Life insurance to fund the purchase of a deceased partner’s equity
Disability insurance for permanent exit scenarios
Matched directly to the terms in your buy-sell agreement
Prevents family members or estates from becoming unwanted business partners
Ensures clean ownership transfer without business disruption
Who Is It For?
Businesses with 2 or more shareholders
Partnerships where continuity and control matter
Any company needing a funded exit strategy and legal peace of mind