What is
Key Person Insurance
Key Person Insurance protects your business from the financial impact of losing a vital individual to your company, someone whose knowledge, relationships, or skills are central to operations.
This policy pays the business a tax-free benefit if that person dies or becomes disabled, giving you the funds to stabilize, recruit, or restructure.
What it Covers?
Death or disability of a key executive, founder, or revenue generator.
Tax-free lump sum paid directly to the business.
The funds can be used to:
Offset revenue loss
Pay down business debts
Recruit or train a replacement
Calm investor concerns and protect valuations
Who Is It For?
Founders, managing partners, executives, lead salespeople
Businesses where one or two people drive most of the value
Companies needing lender or investor reassurance