What is
Disability Insurance
Disability insurance protects your revenue if illness, injury, or a mental health condition prevents you from working. Whether you’re out for a few months or indefinitely, this coverage replaces a portion of your earnings which gives stability when you need it most. Your ability to earn is your greatest asset.
This protects that.
What it Covers?
Tax-free monthly income (if paid personally)
Short-term or long-term coverage, depending on your needs
Partial disability benefits if you’re able to return in a reduced role
Coverage for physical and psychological conditions
Residual income benefits, to support gradual return to work
Who Is It For?
Self-employed individuals who can’t afford to lose income
Business owners or incorporated professionals
Employees wanting stronger coverage than workplace plans offer
Anyone whose lifestyle depends on a consistent income stream